College Funding & Student Loan Course

Earn 18 CE credits toward CFP continuous education requirements

This program provides the information and a comprehensive approach to college funding, paying for college, student loan financing and student loan repayment planning process. A proper educational funding strategy will require the advisor to understand: college saving plans, financial aid, education tax strategies, student loans and the various student loan repayment options.

These courses were formulated to give financial professionals a customized solution for their current clients and a new lead generation solution to expand their advisory services.

There are 16 courses which will give the financial advisor 18 CE credits from CFP. This self-study online course includes videos, study material, client case studies, and key terms.

Saving for College & Financial Aid Positioning


Section 101 –  Financial Aid Overview

Section 102 – EFC Calculation – Federal Methodology

Section 103 – EFC Calculation – Institutional Methodology and other Items

Section 104 – Saving for College

Section 105 – ABLE Accounts

Learning Objectives:

Understanding the FAFSA and EFC Calculation

Introduction to Financial Aid Positioning

Importance of Prior Prior Timing

Four Quadrants of the EFC Calculations

Impact of Divorce in the EFC Calculations

Review advantages of the various college saving plans

Grandparents role in college saving plans

Paying for College


Section 201 – Financial Application Process

Section 202 – Need Based Financial Aid

Section 203 – Cash Flow and Debt Structure

Learning Objectives:

Importance of Family Timeline

Financial Reach

Detailed calculations using college historical gifting policy

Importance of four-year analysis

Types of Financial Aid

Learn how to calculate total net college cost

College annual funding shortfalls

Advanced Paying for College


Section 301 – Award Letters and Appeals

Section 302 – Student loans and Debt Structure

Section 303 – Educational Tax Strategies

Section 304 – In College and Transfer Strategies

Learning Objectives:

Using actual award letter detail to project future total net cost by college

College values comparisons in one place for clients

Understanding the Appeal Process

Importance of Completing the FAFSA for all Income Levels

Debt Structure Drives Loan Repayment and Forgiveness Options

Tax Harvesting, Gifting and the Kiddie Tax Rule

Proper Use of College Saving Plans

Introduction of Student Loan Repayment & Forgiveness

Student Loan Repayment


Section 401 – Student Loan Repayment & Forgiveness Overview

Section 402 – Federal Loan Repayment

Section 403 – Public Service Loan Forgiveness (PSLF)

Section 404 – Loan Forgiveness & Other Issues

Learning Objectives:

Importance of Loan Inventory & Loan Type

Types of Loan Forgiveness

Legal Responsibility of Repayment, Deferment & Forbearance

Details of the 8 Federal Loan Repayment Methods

Student Loan Consolidation for Federal and Private loan

IDR Forgiveness Options

Tax Filing Strategies for married couple to maintain IDR

Other Forgiveness Plans- Teacher/Doctors

Price of the College Funding & Student Loan Advisor Course
$ 1,695.00