subsidized vs unsubsidized loan

For many parents and students just entering into college understanding the financing of college can be one of the complicated financial decisions your will make in your life time.  Understanding the differences between a subsidized vs unsubsidized loans can be confusing.  This determination may vary by school, based on your financial need at that specific…

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Income Based Repayment Options

Federal student loans offer the best repayment options unlike the private student loans.  With the income based methods you can avoid default and deferment in most cases.  Understanding the differences and when they can be used to your advantage is important. Under each of these methods, you are required to submit annual financial information normally…

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